Choi Gwi-hwa certifies stock account with 290% return rate... "Thanks to systematic investment centered on ETFs" [Star Issue]

*This content was translated by AI.

Actress Choi Gwi-hwa has revealed her personal investment strategy.

On the 30th, Choi Gwi-hwa posted a lengthy message on her personal SNS, stating, "The purpose of this post is not to boast about my success in stock investment, but to warn others not to make the same mistakes I did."

She added, "For the past three years, I have been teaching my three children about finance while simultaneously starting to invest in stocks for them. I encouraged them to save 100,000 won monthly, or to invest from their allowance or New Year's money."

She continued, "Although the amounts are not large, the consistent purchases have accumulated dividend and compound interest effects, resulting in an impressive 290% return rate. As you can see from the certified photos, the return rate is high, but the total profit is not substantial. In hindsight, I also feel some regret, thinking, 'What if I had invested a bit more?'" She then uploaded a screenshot of her actual stock account.

Choi Gwi-hwa shared these insights because she has gained her own understanding of how to approach stock investment. In fact, her personal return rate after six years of stock investment is nearly 0%. She explained, "It was due to so-called day trading. However, by restarting financial education with my children, I am gradually recovering through small-scale systematic investments using ISA accounts and pension savings funds, benefiting from returns, dividends, and compound interest."

She further advised, "No matter how much you study, it is not easy for an individual to beat the stock market. Therefore, if you have selected stocks or sectors you have thoroughly analyzed, I recommend systematic investment in small amounts centered on ETFs. This is especially true for children's accounts. Our second child is already excited about selling one share of their stock to visit a children's playground for Children's Day. If you are not wealthy enough to leave assets to your children, start financial investment education with them now. Immediately!"

Choi Gwi-hwa married in 2009 and has two sons and one daughter.

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*This content was translated by AI.