*This content was translated by AI.
Lotte Card announced on the 26th that it has introduced a "interest rate cut request agency service" that applies for customers' loan interest rate cuts instead.
The interest rate cut request service is a service in which Lotte Card periodically checks whether loans from financial companies connected to MyData service can cut interest rates instead of customers and automatically applies when conditions are met. You can apply for the service at the 'asset' in Lotte Card's digital camera app.
Lotte Card monitors changes in credit status such as income growth, debt reduction, and changes in credit scores through various asset information connected to MyData, and applies for a rate cut once a month to financial companies on behalf of customers if they are judged to be subject to a rate cut. In particular, if financial companies do not accept their demand for a rate cut, they will inform customers of supplementary matters.
An official from Lotte Card who spoke with this newspaper by phone said, "We will introduce a service that automatically applies for a rate cut by simply applying to prevent the inconvenience of the procedure and the case of not being able to utilize the right to request a rate cut due to missed timing of application."
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*This content was translated by AI.
