*This content was translated by AI.

YouTuber Oliver Ssaem revealed why he resorted to loan sharks after moving to the United States.
On the 10th, a video titled "Oliver Ssaem with 2.25 Million Subscribers! The Reason He and His Two Daughters Had to Leave Korea for the U.S." was released on the YouTube channel 'Mipjian-eun Gwanjong Unni'.
That day, Oliver said, "While living in Seoul, house prices were quite high at the time. Having grown up in a rural home since childhood, I always liked places with many trees. That's how I naturally ended up in Texas," explaining his reason for moving to the U.S.
His wife added, "My in-laws were also there, and they said they would build us a house. My father-in-law mentioned that land was 500 won per pyeong back then. We got tempted. They showed us an endless stretch of land." She continued, "We were in our 20s at the time, and we had saved about 60 million won. We thought we could buy the land with that money and take out a loan for the rest, just like other people."

Oliver stated, "As soon as I graduated from university, I came back to Korea. At that time, I couldn't get a loan in the U.S. I was really flustered. Through relatives, I took out a loan shark loan. The condition was that it had to be repaid within one year."
His wife said, "They warned us that if we didn't repay, they would seize the land. We felt we had no choice. There was nothing else we could do. In fact, Oliver's YouTube channel wasn't doing well at the time." She added, "Because we were being frugal, it took a long time to build the house. It took six years before we ended up living with my in-laws' family."
She continued, "We started feeling the effects of climate change more and more. We had been relying on groundwater, but that also became problematic. The reason we chose Minnesota was because it's in the north; even if temperatures rise due to climate change, it remains mild there." She explained, "Now, more people are moving to areas with good school districts, favorable climates, and strong healthcare systems. They are sometimes called 'climate migrants'."
Meanwhile, Oliver currently operates the YouTube channel 'Oliver Ssaem', which has about 2.25 million subscribers. He previously worked as an English instructor in Korea and now produces content featuring Korean culture and English teaching videos.
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*This content was translated by AI.
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