A Slight "Thud"… Five Passengers Underwent 43 Treatments, Leading to a Shocking 13 Million Won Insurance Claim [Hanburi]

*This content was translated by AI.

“Hanburi” sheds light on a case involving an excessively high insurance claim.

In the episode airing at 5 p.m. on the 29th, JTBC’s “Han Moon-chul’s Black Box Review” (hereinafter “Hanburi”) will focus on a grievous story in which excessive compensation was paid out following a minor collision accident.

The video revealed that day shows a black box-equipped vehicle, which had been waiting at a traffic signal, accidentally releasing the brake and lightly rear-ending the car ahead. Immediately after the accident, it was reported that five passengers from the other vehicle got out complaining of pain, causing a stir in the studio.

The production team hears the full story through the husband of the whistleblower, who is the driver. The whistleblower recounts the situation at the time, stating, “It was a low-speed accident under 5 km/h, and I judged that it was not an impact strong enough to injure anyone, so I refused personal injury claims.”

However, the other party reported the incident to the police, obtained a “Traffic Accident Fact Confirmation Certificate,” and proceeded with forced personal injury claim processing. The whistleblower reveals that they were unable to prevent the personal injury handling even after a hospital diagnosis certificate was submitted. Ultimately, outpatient treatment continued for up to 43 sessions, resulting in the payment of substantial medical expenses and settlement amounts totaling approximately 13 million won for the five individuals combined.

The whistleblower also expresses dissatisfaction with the insurance company’s handling process. They requested that the case be processed according to the standard terms, but state that the insurance company proceeded with a settlement based on the other party’s demands and then unilaterally notified them of the result. They add that as a result of this single accident, they suffered the damage of their insurance premium increasing by more than 500,000 won.

In response, Attorney Han Moon-chul states, “For minor injury patients to receive treatment exceeding eight weeks, in addition to submitting a doctor’s opinion letter, strict review by the Motor Vehicle Damage Compensation Promotion Institute is required,” and introduces the newly introduced “8-week rule” amendment to the standard terms.

Next, an absurd story encountered while waiting to enter a large supermarket is introduced. The released video shows the other vehicle making a left turn and forcibly cutting in front of the black box-equipped vehicle, which was moving slowly to enter the parking lot. The other driver claimed, “There were no cars when I was making the left turn,” and pushed through recklessly, ultimately leading to a collision accident.

After the accident, the other driver demanded personal injury claim processing and explained that they had personally reported the accident to the police. To make matters worse, facing the insurance company’s determination of 80% fault against the whistleblower and the police’s designation of them as the at-fault party for “left-turn priority,” Attorney Han Moon-chul strongly advises, “File an objection with the police.”

Meanwhile, in today’s broadcast, to mark the 4th anniversary of “Hanburi,” the panelists directly select “legendary black box” videos. They will revisit the video that remains most vividly in the panelists’ memories among the more than 5,000 black box videos presented so far, and re-examine past major incidents and accidents that garnered viewer interest. The episode airs at 9:50 p.m. on the 29th.

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*This content was translated by AI.