Hanwha Life Insurance Launches 'Signature H Integrated Health Insurance'

*This content was translated by AI.

Hanwha Life Insurance announced that it has launched "Signature H Integrated Health Insurance" as its first product of the new year, which contains major coverage from cancer brain core diagnosis to the latest treatment.

This product is characterized by integrating the existing health insurance lineup, which was distributed by coverage area, into one product. Now, even if you don't subscribe to multiple products, you can get comprehensive coverage with just one design.

It is also possible to design according to the customer's health status and coverage preferences. The notification type was subdivided into 13 levels, the highest in the industry, allowing various customers, including the sick, to choose the type of subscription that suits their situation.

The notification type can be adjusted even after signing up. The longer there is no history of hospitalization or surgery due to illness or accident, the more favorable the type of notice can be switched. This allows customers to manage their insurance flexibly up to 11 times, lowering their premiums by about 50% compared to the initial premium.

It has also released the largest range of payment-exempt products in the industry. Existing major payment exemptions were limited to 50% disorders of diseases and disasters, but the product allowed payment exemptions, including 12 major diseases such as cancer and stroke, specific ischemic heart disease, and end-stage liver lung renal failure.

It also includes functions to reduce the burden of treatment. When a customer undergoes surgery to treat cancer or certain circulatory diseases, it provides a "treatment fee prepayment service" that pays 70% of the subscription amount in advance when the treatment schedule is confirmed to help utilize the initial funds for treatment.

The composition of coverage reflecting the latest medical environment has also been strengthened. The industry has preemptively introduced guarantees for knee joint regeneration treatment, "CartiLife (a treatment that cultivates stem cells collected from the patient's ribs)." Special agreements related to spinal and joint diseases, such as artificial disk replacement surgery and musculoskeletal frequent surgery guarantee special agreements, were formed together to enable the selection of guarantees tailored to the actual treatment process.

The subscription age ranges from 15 to 80 years old, and you can select and add a main contract, a special contract for cancer diagnosis guarantee, a special contract for cerebrovascular disease diagnosis guarantee, a special contract for major cancer treatment guarantee, and a special contract for integrated treatment for specific circulatory diseases.

"Signature H Integrated Health Insurance is a product that integrates insurance that was distributed by coverage into one and subdivides the types of subscriptions so that customers can choose products that fit their health conditions and circumstances," said an official from Hanwha Life Insurance who spoke with this newspaper on the phone.

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*This content was translated by AI.